Which life insurance feature allows an insured to exchange a term policy for a cash value policy?
All of the following statements apply to the child coverage in a family policy EXCEPT
How does the cost recovery rule apply when a life insurance policy is surrendered for its cashvalue?
According to the California Insurance Code, governing insurance appointments, who is responsible for filing a life agent's appointment?
Which program is designed to provide medical assistance to people with low incomes?
Which of the following is NOT a characteristic of a contributory group insurance plan?
Each of the following terms is an important characteristic of a Major Medical policy EXCEPT
A worker is entitled to Social Security disability benefits if all of the following are true EXCEPT the
Which group provides information about health-related issues to the elderly in California?
According to the Employee Retirement Income Security Act of 1974 (ERISA) fiduciary standards, benefit plans are operated for
California long-term care policies may be identified as any of the following EXCEPT
The purchase of an insurance policy may accomplish all of the following for the insured EXCEPT
All of the following types of insurance pay benefits in addition to those paid by other insurance policies held by the insured EXCEPT
To help keep premiums more affordable, which provision is included in a disability income policy?
Which policy allows the insured to choose where the assets backing the cash value are invested?
All of the following are features of a Preferred Provider Organization (PPO) EXCEPT
A commonly used cost containment measure for emergency hospital care under a major medical expense plan is the
What does the statement "Life insurance creates an immediate estate" mean?
It representation in an insurance contract qualifies as which of the following?
A life insurance policy written after 1988 that fails to meet the seven-pay test is known as
If a term life insurance policy is renewable, the renewal provision usually states that
Which of the following coverages is NOT one of the three traditional benefits of a group basic medical expense plan?
Health Insurance Counseling and Advocacy Program (HICAP) counselors can do all of the following EXCEPT
Life insurance policy illustrations must include all of the following EXCEPT
The initial enrollment period for Medicare Part B ends how many months after the 65th birthday month?
The additional premium charged by an insurer for adding the accidental death benefit to a whole life policy
When must insurance records of insurance agents and brokers be made available to the Insurance Commissioner?
The insured is totally and permanently disabled. The insured's policy continues in force without payment of further premiums because the policy contains a
What policy is a savings instrument designed to first accumulate funds and then systematically to liquidate the funds?
Which policy pays the face amount if the insured survives to the end of a certain period?
An emergency medical technician can return to gainful employment as a telephone solicitor and continue to collect disability under which clause of a disability policy?